Product Auditor

About the role

The Product Auditor provides independent assurance over the design, implementation and operating effectiveness of product controls across payment, wallet, settlement, switches and related products. The role safeguards the organisation against revenue leakage, settlement failures, regulatory breaches and technology‑driven risks.

Key responsibilities

• Maintain a living Product Audit Universe and own the annual risk‑based audit plan.
• Review PRDs, business rules and transaction workflows to identify logic gaps and provide formal control design sign‑off before go‑live.
• Conduct continuous live product assessments to detect configuration drift and emerging risk patterns.
• Execute mandatory pre‑production audit reviews as an independent control gate for material releases.
• Validate fee engine calculations, duplicate prevention mechanisms and transaction integrity using SQL.
• Trace fund flows to ensure wallet sub‑ledger and General Ledger synchronisation and assess settlement overrides.
• Audit product change management, configuration integrity and vendor‑managed components.
• Lead incident RCA, ensure regulatory compliance (CBN, PCI DSS, consumer protection) and prepare risk‑rated reports for executive management.

Required profile

• Bachelor’s degree in Computer Science, Engineering, Mathematics, Finance or related quantitative discipline.
• 3–5+ years experience in product audit, systems audit, financial data analytics or payment operations within fintech or financial services.
• Preferred certifications: CISA, CIA, CFE or ACA/ACCA combined with strong technical product experience.

Required skills

• Advanced SQL for data extraction and transaction interrogation (PostgreSQL, MySQL, MSSQL).
• Advanced Excel / Google Sheets.
• Familiarity with payment systems architecture (wallets, card processing, settlement, reconciliation).
• Basic API and integration literacy.
• Use of Claude or other AI tools for analysis.

What we offer

• Culture focused on people, well‑being and teamwork.
• Learning environment with knowledge sharing and training.
• Competitive salary, pension, health insurance, annual bonus and other benefits.