Loan Officer

About the role

The Loan Officer will manage the full loan lifecycle for SME clients, from origination through repayment monitoring, ensuring compliance with banking regulations.

Key responsibilities

• Identify, evaluate, and process loan applications from SMEs, including credit risk analysis and due diligence.
• Prepare accurate documentation, ensure compliance with lending policies, and oversee loan disbursement.
• Monitor loan repayments, manage non‑performing loans, and implement recovery strategies.
• Build and maintain strong SME client relationships, provide financial advisory, and drive portfolio growth.
• Prepare periodic regulatory reports on loan performance.

Required profile

• Bachelor’s degree or HND in Finance, Accounting, Economics, Business Administration, or related field.
• 3–7 years of experience in credit analysis, loan processing, or SME lending within a microfinance or commercial bank.
• Strong knowledge of SME financing, risk assessment, and regulatory compliance.

Required skills

• Financial statement analysis
• Cash flow projection
• Credit analysis
• Experience with loan management systems and banking software