Loan Officer
Victory Empowerment Centre · Abia
Job description
About the role
The Loan Officer will manage loan applications from initial receipt through assessment, approval recommendation, and ongoing monitoring. This role involves direct interaction with customers to gather documentation, evaluate creditworthiness, and ensure compliance with company lending policies.
Key responsibilities
- Receive and review loan applications, conduct interviews and collect required documents.
- Assess creditworthiness, income, business activities, and repayment capacity.
- Perform credit checks, verify addresses, and evaluate loan risks.
- Recommend loan approvals based on company policies and explain terms to customers.
- Monitor repayments, follow up on overdue accounts, and support loan recovery efforts.
- Maintain accurate records and prepare regular loan reports.
- Identify accounts at risk of default and escalate high‑risk cases to management.
Required profile
- Minimum 2 years of relevant experience.
- Diploma in a related field.
- Strong communication and customer service abilities.
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Published 2 hours ago
Expires 1 month from now
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Victory Empowerment Centre
Abia