Head of Finance (Fintech/Payments/MFB)

About the role

A CBN-licensed microfinance bank operating within a larger fintech group is hiring a Head of Finance to own the bank's financial health, reporting and regulatory standing. The role runs the finance function end to end: accounting, treasury, prudential reporting, tax, budgeting and financial control. It is full-time and permanent, based in Lagos with a hybrid workplace.

Key responsibilities

• Own the monthly, quarterly and annual close and produce IFRS financial statements on time; lead the statutory audit and keep a clean record with external auditors.
• Design and run internal financial controls, including segregation of duties, reconciliations and approval limits, and produce group reporting packs.
• Submit CBN and NDIC returns accurately and on schedule, monitor capital adequacy, liquidity ratios and cash reserve requirements daily, and represent the bank in CBN examinations.
• Manage daily liquidity, funding and cash positions, set the investment policy for surplus funds, build liquidity stress tests and a contingency funding plan.
• Lead the annual budget and rolling forecasts, model the capital and liquidity impact of new products, and track product unit economics.
• Own corporate income tax, VAT and withholding tax filings, manage relationships with tax authorities and advisers, and prepare for tax audits.
• Present financial and prudential reports to the Board and its Audit and Risk committees, and build and lead a small finance team.

Required profile

• 10+ years in finance, with at least 4 years in a senior finance role at a CBN-licensed bank, microfinance bank or other regulated financial institution.
• Full professional accounting qualification (ICAN, ACCA, CIMA or CPA) and registration with the Financial Reporting Council of Nigeria.
• Hands-on experience preparing CBN and NDIC returns and passing CBN examinations.
• Clean regulatory record meeting CBN fit-and-proper criteria for key management roles.
• Proven track record of navigating foreign market entry, especially in remittances and cross-border payments, and experience in multi-entity structures across jurisdictions.
• Nice to have: fintech or payments experience, exposure to group reporting under US GAAP, an MBA or degree in accounting, finance or economics, core banking applications or finance automation.

Required skills

• Strong IFRS knowledge, especially IFRS 9 expected credit loss.
• Treasury and liquidity management in a deposit-taking institution.
• Clear written communication, including board-level reporting.

What we offer

• Competitive salary, performance bonus and equity.
• Health insurance for you and your dependants.
• A learning budget, including support for professional certifications.