Payroll Lending Manager – Private Sector

About the role

Strivo Labs is looking for an experienced Payroll Lending Manager to grow its private-sector payroll lending portfolio. The role covers employer partnerships, sales and loan origination, portfolio performance, underwriting, remittance and compliance, and requires extensive travel across Nigeria.

Key responsibilities

• Identify, onboard and manage relationships with private-sector employers (corporates and SMEs) for salary deduction or check-off partnerships.
• Drive loan origination, disbursement volumes and portfolio growth against approved targets and risk appetite.
• Own the sales process, from prospecting and partnership building to employee acquisition, conversion and disbursement, and maintain a strong pipeline.
• Develop underwriting criteria based on employer credit standing, industry risk, employment tenure and income verification, and work with HR and payroll teams to verify deductions and remittance compliance.
• Manage employer exposure and portfolio quality, including PAR and NPL monitoring, remedial and recovery actions, and compliance with regulators and internal rules.
• Prepare regular reports on sales pipeline, partnerships, origination, disbursement, conversion rates, PAR, NPL and compliance, and track performance against targets.
• Travel extensively across Nigeria to develop employer relationships and support sales activities.

Required profile

• Bachelor's degree in Finance, Economics, Business Administration or a related field.
• 6-10 years of experience in consumer or retail lending, with exposure to payroll, public-sector, check-off or similar lending.
• Proven experience managing and growing a lending portfolio.
• Experience in fintech, consumer lending or digital credit operations is highly preferred; CIBN, RIMAN, ICAN or equivalent certification is an added advantage.
• Willingness and ability to travel extensively across Nigeria.

Required skills

• Strong credit risk judgement and portfolio analytics.
• Loan management systems and reporting tools.
• Stakeholder management, negotiation and relationship management.

What we offer

• Net pay of N700,000 - N900,000 plus a growth bonus.