Risk and Credit Officer (Credit Risk Specialist)

About the role

A fully onsite Risk and Credit Officer position based in Kala Plaza, Rumuokwuta, Port Harcourt, Rivers State. The officer supports credit administration, risk assessment, loan monitoring and recovery while complying with the organisation's policies and regulatory standards. The schedule is Monday to Friday, 8:00 AM to 4:00 PM, with immediate start.

Key responsibilities

• Evaluate and assess credit and loan applications
• Monitor loan performance and identify potential risks
• Support loan recovery and follow-up
• Ensure compliance with institutional policies and regulatory requirements
• Safeguard the organisation's financial assets and reputation

Required profile

• Minimum of 2 years of experience
• Proven integrity, accountability and a sound educational background
• Practical experience in credit administration and risk management
• Good knowledge of microfinance operations; microfinance, credit administration, loan management, banking or financial services experience preferred
• Leadership capacity and sound decision-making skills

Required skills

• Strong analytical and problem-solving skills
• Ability to assess credit risk and monitor loan performance

What we offer

• Probation salary of N90,000 per month for the first 3 months
• Confirmation salary of N120,000 per month, with additional incentives upon confirmation