Compliance Manager (Senior)

About the role

CredPal, a fintech offering credit cards and investment opportunities, is looking for an experienced Compliance Manager to oversee and strengthen its regulatory compliance framework across credit, lending, investment, FX, cross-border and other financial services. The role ensures compliance with SEC requirements, AML/CFT regulations, consumer credit and lending rules, investment regulations, foreign exchange and cross-border transaction requirements, regulatory reporting and other financial services regulations, and provides practical regulatory guidance to management and business teams.

Key responsibilities

• Develop, implement and strengthen the compliance framework, policies, procedures and controls
• Ensure compliance across credit, lending, investment, FX and cross-border products, including SEC regulations, licensing and reporting obligations
• Monitor credit and lending activities, including customer disclosures, pricing, collections and responsible lending
• Lead the AML/CFT/CPF framework, including KYC, CDD, EDD, beneficial ownership, PEP and sanctions screening, and transaction monitoring
• Coordinate regulatory filings, licences, inspections and examinations, and maintain a regulatory obligations register
• Conduct compliance reviews of new products, partnerships and cross-border structures, and prepare compliance reports for management
• Develop policies, run compliance monitoring and training, and track remediation of findings

Required profile

• Bachelor's degree in Law, Finance, Accounting, Economics, Banking & Finance, Business Administration or a related field
• Minimum 5 years' experience in regulatory compliance, AML/CFT, risk, legal, internal control or related financial services functions
• Strong experience in a fintech, SEC-regulated institution, bank, lending business, investment firm, capital markets operator or payments company
• Experience managing regulatory engagements, examinations, audits, inspections and remediation

Required skills

• Strong knowledge of SEC regulations and Nigeria's capital markets regulatory framework
• Practical knowledge of AML/CFT, KYC, CDD, EDD, PEP and sanctions screening, and regulatory reporting
• Ability to conduct regulatory risk assessments and translate regulations into business controls
• Excellent stakeholder management, communication, documentation and report-writing skills

What we offer

• Competitive salary and benefits package
• Professional development and regulatory training opportunities
• Collaborative work environment and opportunity for career growth