Regulatory Compliance Manager

About the role

CredPal, a fintech offering credit cards and investment solutions, is looking for an experienced Regulatory Compliance Manager to oversee and strengthen its compliance framework across credit, lending, investment, FX, cross-border and other financial services. The role ensures compliance with SEC requirements, AML/CFT regulations, consumer credit and lending rules, investment regulations, foreign exchange and cross-border transaction requirements, regulatory reporting and other financial services regulations. It is a senior-level, full-time position based in Lagos.

Key responsibilities

• Develop, implement and strengthen the compliance framework, policies, procedures and controls
• Ensure compliance with SEC regulations, licensing requirements and reporting obligations
• Monitor credit and lending activities, including customer disclosures, pricing, collections and responsible lending
• Ensure investment products meet capital markets, suitability and disclosure requirements
• Lead the AML/CFT/CPF framework, including KYC, CDD, EDD, PEP and sanctions screening, and transaction monitoring
• Review cross-border transaction structures, FX and cross-border transactions, and conduct compliance reviews of new products and markets
• Coordinate regulatory filings, inspections, examinations and remediation, and track compliance findings
• Prepare compliance reports for management, train staff and guide business teams

Required profile

• Bachelor's degree in Law, Finance, Accounting, Economics, Banking & Finance, Business Administration or a related field
• At least 5 years' experience in regulatory compliance, AML/CFT, risk, legal, internal control or related financial services functions
• Strong experience in a fintech, SEC-regulated institution, bank, lending business, investment firm, capital market operator or payments company
• Experience managing regulatory engagements, examinations, audits and remediation

Required skills

• Strong knowledge of SEC regulations and Nigeria's capital markets framework
• AML/CFT, KYC, CDD, EDD, PEP and sanctions screening, and regulatory reporting
• Ability to conduct regulatory risk assessments and translate regulations into controls
• Stakeholder management, communication, report writing and attention to detail

What we offer

• Competitive salary and benefits package
• Professional development and regulatory training opportunities
• Collaborative work environment and career growth as the business expands