Credit Officer

About the role

The Credit Officer will evaluate loan applications, conduct credit analyses and ensure compliance with internal policies and regulatory standards. This role supports portfolio growth while maintaining asset quality within a fast‑paced financial environment.

Key responsibilities

• Assess loan applications and perform detailed credit analysis.
• Verify customer information, conduct due diligence and recommend approval, decline or modification of credit requests.
• Monitor loan performance, repayment behavior and conduct regular portfolio reviews.
• Manage delinquent accounts, oversee recovery activities and ensure compliance with credit policies.
• Prepare credit reports and portfolio performance updates, identifying and mitigating credit risks.

Required profile

• Bachelor’s degree in banking, accounting or a related field with relevant professional qualification.
• Minimum 8 years of credit administration experience in a financial institution, with strong analytical and negotiation abilities.

Required skills

• Proficiency in Microsoft Office applications.
• Ability to create and analyse financial spreadsheets.