Compliance Officer

About the role

Passpoint is seeking a Compliance Officer to support its day‑to‑day compliance operations across payment and cross‑border services. Reporting to the Head of Compliance, you will ensure AML/CFT, KYC, sanctions screening and transaction monitoring are executed accurately and on time.

Key responsibilities

• Conduct KYC, CDD and EDD checks for merchants, partners and customers during onboarding and periodic reviews.
• Monitor transactions and merchant activity using internal tools to identify and escalate suspicious activity.
• Perform sanctions and watchlist screening (OFAC, UN, EU, UK HMT and local lists).
• Maintain accurate compliance records, logs and documentation.
• Escalate compliance issues, breaches and high‑risk cases to the Head of Compliance.
• Support audits, investigations and compliance reporting activities.
• Assist with AML/CFT training coordination and data‑protection support where required.

Required profile

• Bachelor’s degree in Law, Finance, Accounting, Economics, Business or a related field.
• Minimum of 3 years’ experience in compliance, AML/CFT, banking, fintech or risk‑related roles.
• Strong understanding of KYC/CDD/EDD and AML/CFT principles.
• Familiarity with FATF standards and Nigerian regulations (CBN, NFIU, AML Act 2022).
• Compliance certifications (CAMS, ICA) or related training are an advantage.

Required skills