Head Of Risk Management

About the role

The Padana Services is looking for a Head of Risk Management to lead and embed a robust enterprise risk framework across its banking and financial services operations in Lagos.

Key responsibilities

• Develop and maintain the Enterprise Risk Management framework, risk appetite, limits and key risk indicators.
• Identify, assess and monitor enterprise, credit, digital, technology, operational, liquidity and emerging risks.
• Oversee credit and digital‑credit risk, including portfolio quality, NPLs, PAR, concentration and credit models.
• Lead fraud and financial‑crime risk monitoring and ensure corrective actions are implemented.
• Establish risk analytics, data and model governance, early‑warning systems and conduct stress testing and scenario analysis.
• Ensure compliance with CBN, NDIC and other regulatory requirements and prepare risk reports for senior management and the Board.

Required profile

• Bachelor’s degree in Finance, Economics, Accounting, Risk Management or a related field.
• 8–12 years of experience in banking or financial services with significant risk‑management responsibility.
• Experience in enterprise risk, credit risk, risk analytics and regulatory compliance.
• Professional certification such as ICAN, ACCA, ACIB or a risk‑management certification is preferred.