Portfolio Analysis & Reporting Lead

About the role

Kuda is seeking a senior professional to lead portfolio analysis and reporting. The role focuses on monitoring the bank’s portfolio, asset quality, liquidity and capital health while ensuring compliance with regulatory limits and supporting strategic decision‑making.

Key responsibilities

• Analyse and monitor the bank’s portfolio, asset quality, liquidity and capital adequacy.
• Evaluate the impact of significant loans on capital, profitability and concentration.
• Prepare and deliver risk reports to the MRC and BRMC and provide metrics for rating agencies and investors.
• Produce the capital adequacy ratio report for the Central Bank of Nigeria and compute Expected Credit Losses (ECL) in line with IFRS 9.
• Maintain the collateral register, conduct stress‑testing and scenario analysis, and prepare monthly sectoral distribution reports.
• Support the preparation of the annual portfolio plan based on the bank’s budget.

Required profile

• First degree in accounting, statistics, economics, mathematics or a related quantitative field.
• Minimum eight years of experience in audit, banking or financial services, with a focus on risk management and portfolio analysis.
• Proven track record in regulatory reporting and compliance with capital adequacy and liquidity requirements.
• Strong analytical mindset and ability to interpret complex financial data.

Required skills

• Financial modeling
• Credit risk analysis
• Stress testing methodologies
• IFRS 9 compliance
• Capital adequacy analysis
• Liquidity management
• ECL computation
• Regulatory reporting